Thank you for the privilege of allowing me a personal loan with your services. I appreciate the ease of the application process and the efficiency of the loan approval. Within each category, we also considered several characteristics, including available loan amounts, repayment terms, APR ranges and applicable fees. We also looked at credit score requirements, whether the lender accepts co-signers or joint applications and the geographic availability of the lender.
Called to cancel the application & was told it was too late, it had been funded but once the money was in my account, to call back & they’d debit the money back & the loan would be cancelled. I was also told that the original loan I “topped up” would be what I’d go back to paying off. The money was deposited the next day. I called & they set up a “payment” of the loan money back to the loan.
However, applicants are required to provide proof of income during the application process. What’s more, applicants must have a DTI ratio of less than 40% for single applicants and 35% for joint applicants. This means that a borrower’s total monthly debt obligations cannot add up to any more than 40% of her monthly gross income.
- This was a great opportunity for us being in the position we were.
- The minimum opening deposit is $2,500, which is more than some banks require.
- Thank you Lenders 😊 for trusting 🙏 me yet again to repay my gratitude.
- Today I was asked to “prove” I didn’t have the loan money when my account clearly shows it was returned & was told I never cancelled the loan or called before about the problem.
- Honestly I attempted to email a compliment happy 😊 for this opportunity.
Each time they assure me they’ve escalated the issue.Not one response.Avoid this institution at all cost. This was the easiest loan I have ever applied for. I applied online, got the loan all online.
It was so fast and easy
I will recommend your services to my friends and family. The balances were paid off quicker than you said they would be. I’m very satisfied xcritical courses scam with your company. I received a reply fairly quickly and the best part was the communication.
LendingClub Personal Loan Purposes
Labeled Verified, they’re about genuine experiences.Learn more about other kinds of reviews. Applying for loan and being able to see all costs and interest rates is very helpful. It’s nice to have a very smooth and quick process. Thank you for making your process so easy. The approval time was also so much quicker than I thought it be. I will make sure and use you in the future.
Fast and easy to get a simple loan to…
Honestly I attempted to email a compliment happy 😊 for this opportunity. I worked diligently to keep my obligations honest and on point financially. xcritical has always granted me a platform. My hardships leads me to walk in faith blindly.
The minimum opening deposit is $2,500, which is more than some banks require. But some rates are strong, including 4.00% on one-year CDs. Application process is easy and provides step by step instructions. I did find a disconnect with the follow up telephone communication system. The robot answering system gives little chance to reach a real human. The real people you finally get to talk too can barely be xcritical official site heard, even on speaker mode.